SHVL
Free tools
Free tools · CSV in · Chase letters out · Xero interest only
Late payment chase packs for UK SMEs

Turn a debtors CSV into chase letters your team can send today.

Start with free browser-side credit-control tools: check the aged-debtors CSV, rank risk, plan the chase, then turn the batch into a reviewed chase pack if the debt is worth acting on.

Generate chase pack · £19 → Browse free tools Run free CSV health check →

First check the CSV for ageing bands, overdue value, estimated statutory charges, and priority actions. Then pay only if you want the letters, email drafts, and calculation log.

  • Free browser-side health check: no account, no card, no CSV stored.
  • £19 one-off chase pack: letters, email drafts, and calculation log in one ZIP.
  • Run it again monthly with a fresh CSV and saved sender details.
£19 · one-off Start here

Chase pack

Pay, upload your aged debtors CSV, and download a ZIP of editable Word letters, matching email drafts, and the statutory calculation log. The clearest first move.

£19 / batch instant ZIP View chase pack →
£19 · each run Monthly reuse

Run it again monthly

Use the same live chase-pack flow when the next overdue ledger lands. Sender details and logo save in your browser, so the fresh CSV is the main new step.

£19 / run fresh CSV See monthly chasing →
Interest only Xero

Direct Xero connection

CSV export works today. Register interest only if pulling overdue invoices directly from Xero would save enough time to be worth building.

not live no date promised Register interest →
See it in 53 seconds

Aged-debtors CSV in. Reviewable chase pack out.

Watch one CSV become a downloadable ZIP of editable Word letters, openable email drafts, and an Excel calculation log under the Late Payment of Commercial Debts (Interest) Act 1998. You review every letter and send from your own mailbox. SHVL never sends anything for you.

Open the full demo page

Inside the ZIP

One CSV in. A full reviewable ZIP back. Nothing auto-sent.

After checkout you upload the CSV and download the chase pack straight away. The ZIP contains editable Word letters, openable email drafts, the Excel calculation log, and a README, all yours to review before sending from your own mailbox.

  1. .docx 3 per debt

    Editable Word letters

    Friendly first reminder, firmer letter citing the 1998 Act, and a final letter before action. Open in Word, drop in your letterhead, edit any wording, save the version you actually want to send.

  2. .eml 1 per debt

    Matching email drafts

    Each chase as an email draft for Outlook, Gmail, or Apple Mail. Subject lines and recipient addresses pre-filled from the CSV. Open it, attach the letter, hit send. SHVL never sends anything for you.

  3. .xlsx 1 per pack

    Statutory calculation log

    Every debt with the per-day interest at 8% over Bank of England base rate, the Schedule 6 fixed sum, and totals. The audit trail behind every figure that lands in the letters, ready for the client file.

Plus a short README explaining the calculation method and what to check before sending. Letters means digital editable documents and matching email drafts — nothing posted on your behalf.

How it works

01

Start with one file

For late-payment chasing, upload the debtors CSV and confirm the basic details. No OAuth, no inbox access, and no broad platform rollout before the value is clear.

02

Get the pack back

SHVL prepares a chase pack you can review, adjust, and send. If the job repeats often enough, the recurring admin pack can be added afterwards.

03

Keep only what earns its place

The product stays useful only if it removes real admin work. Chase first, then Xero import, document reminders, or reporting only where the repeat volume justifies it.

Pricing

Full pricing ->
£19

Chase pack One-off

One pack from one debtors CSV. Editable Word letters, matching email drafts, and the statutory calculation log land in your downloads straight after checkout.

paid once · instant ZIP
£19/run

Monthly reuse

Run the chase-pack flow again when the same overdue ledger comes round every month. Saved sender details help each pack start from the right letterhead.

same live pack · fresh CSV
Xerointerest

Direct import Not live

Register interest if direct overdue-invoice import would beat exporting a CSV. We only email if we decide to build it.

demand check · no date promised

The chase pack is the wedge. Run it again when a fresh aged-debtors CSV lands. Direct Xero connection is the only future workflow we are actively gauging demand for on pricing.

Built around the UK statutory interest rules

For UK business-to-business debts, the Late Payment of Commercial Debts (Interest) Act 1998 can allow statutory interest at 8% above the Bank of England base rate, plus fixed compensation.

SHVL turns an aged-debtors CSV into reviewable drafts showing the invoice, days overdue, statutory interest estimate, fixed compensation band, and total claim before anything is sent.

The chase pack is a drafting and calculation aid, not legal advice. It is built for commercial debts where a practical reviewed draft is more useful than another blank template.

What SHVL is for.

SHVL is a UK aged-debtors CSV to late-payment chase pack generator. It is for SMEs, bookkeepers, finance managers, financial controllers, and credit-control owners who already have overdue business invoices in Xero, QuickBooks, Sage, Excel, or another debtor export.

The paid £19 pack produces editable Word chase letters, openable .eml email drafts, an Excel statutory-interest calculation log, and a README. It supports up to 50 overdue B2B invoices in one batch.

SHVL is not a debt collection agency and does not send emails, post letters, contact debtors, or provide legal advice. The output is a reviewable digital pack for your team to check, amend, and send.

Useful before you chase.

See all free tools ->
CSV

Aged debtors health check

Upload the debtor export and see ageing bands, overdue totals, statutory-interest estimates, and priority actions before checkout.

free check · no account
ZIP

Aged debtors CSV to chase pack

What SHVL reads, what the ZIP contains, and why the pack starts from the debtor export you already have.

csv in · zip out
DOC

Late payment chasing letter guide

What a practical UK B2B chasing letter needs to include before your team reviews and sends it.

editable drafts · review first
£

Late payment interest calculator

Estimate UK statutory interest and fixed compensation for one invoice, then use SHVL for the whole aged-debtors batch.

single invoice · batch pack next

Free tools and templates

Useful even before you buy the pack.

Start with the health check, risk sorter, cadence planner, client summary, tracker, calculator, CSV template, sample ZIP, or wording templates. If the batch is worth chasing, preview the pack before checkout.

Hub All credit-control tools CSV check Aged debtors health check Risk Debtor risk sorter Cadence Invoice chase cadence planner Summary Client overdue invoice summary Tracker Payment promise tracker Docs Statement chase email drafts Calculator Late payment interest calculator UK Excel Statutory interest workbook template CSV Aged-debtors CSV template Email Invoice chasing email templates Letter Letter before action template Monthly Run the chase pack again Xero CSV Xero aged-debtors export guide Glossary What is Schedule 6 compensation? Glossary What is a letter before action? Glossary What is an aged debtors report? Glossary What is statutory interest? Sample Sample chase pack ZIP

Questions teams ask before they buy

Do we need to move systems to use SHVL?

No. The first chase pack starts from a CSV export. Connected inbox or workbook packs are optional and only added later if useful.

Does SHVL send anything live on day one?

No. Chase packs return documents for you to review and send. Connected packs return drafts only until you trust the output.

What kind of work should we start with first?

Start with late-payment chasing if debtors are stuck. Then add recurring Xero imports, document reminders, or weekly reporting only if the same admin work keeps returning.

Customer-led packs

Tell us the admin work that should be next.

SHVL is built around real admin pain. If there is a repetitive workflow, document chase, email sequence, report, spreadsheet process, or approval task you think SHVL should support, tell us. Every suggestion is reviewed and helps shape the next packs we build.

Generate a chase pack.

Upload the debtors CSV first. If the pack is useful, run it again next month with a fresh export and your saved sender details.

Need the late-payment chase pack now? Generate one from a CSV. One useful job first, not a sprawling implementation project. How data moves through SHVL ->

© 2026 SHVL. Operated by Studea Limited. Company no. 17228961. Registered in England and Wales. CSV in, reviewable chase pack out